Credit Analyst – Corporate & Commercial Banking

About the role

Join Westpac PNG as a Credit Analyst reporting to the Portfolio Manager Corporate & Commercial Banking. You will assess and analyse customer credit applications, prepare high‑quality credit submissions and provide well‑reasoned recommendations that support sound lending decisions.

Key responsibilities

• Assess and prepare credit submissions, annual reviews and recommendations for corporate and commercial customers.
• Analyse financial statements, cash‑flow models and creditworthiness to identify key risks.
• Monitor portfolio performance, credit quality and emerging risks, ensuring compliance with lending policies and risk frameworks.
• Maintain accurate credit records, reporting and risk reviews, and support process improvements and internal controls.

Required profile

• A degree in Accounting, Finance, Banking, Business, Economics or a related discipline.
• Experience in credit analysis, lending, business banking or financial services with strong analytical capability.
• Excellent written and verbal communication skills and ability to influence stakeholders.

Required skills

• Cash‑flow modelling.
• Financial statement analysis.
• Credit risk management.

What we offer

• Opportunities for continuous learning and career development within a supportive, diverse team.
• Access to banking, wealth and insurance benefits and competitive employee offers.