Senior Credit Risk Manager

About the role

TISA Bank, an expanding financial institution in Papua New Guinea, is recruiting a Senior Credit Risk Manager through Global Talent Search. As the bank grows its corporate and commercial lending portfolio, this newly created position offers an experienced credit risk professional a central role in lending decisions, risk governance and portfolio quality. Reporting to the Head of Credit Risk Management, the role provides independent oversight of complex lending transactions and strengthens the bank's credit risk frameworks.

Key responsibilities

• Lead independent credit risk assessments and due diligence for complex corporate and mid-corporate lending proposals, including project finance transactions
• Analyse financial statements, cash flow projections, repayment capacity, security structures and material credit risks
• Review credit submissions, recommend risk mitigation measures and contribute to Credit Committee decisions
• Strengthen credit governance by reviewing and enhancing policies, underwriting standards, procedures and risk management frameworks
• Monitor portfolio performance, credit concentrations, emerging risks and compliance with risk appetite parameters
• Prepare and present portfolio risk reports and support Credit Risk Management Committee meetings
• Apply practical knowledge of IFRS 9, Expected Credit Loss, loan staging and impairment provisioning
• Lead, mentor and develop local credit risk professionals

Required profile

• At least 5-10 years of experience in commercial banking, corporate credit risk or credit underwriting
• Demonstrated experience assessing complex corporate lending, including substantial credit facilities and project financing
• Experience preparing credit recommendations and engaging with senior credit approval committees
• Sound understanding of credit risk governance, portfolio monitoring and regulatory requirements
• A relevant degree in Finance, Accounting, Economics or a related discipline; CFA, FRM, CPA or MBA is advantageous

Required skills

• Strong financial analysis, cash flow assessment and credit structuring
• Practical knowledge of IFRS 9 and Expected Credit Loss
• Strong analytical, communication, stakeholder management and leadership skills

The applicant does not need to be a specialist statistical modeller, but practical knowledge of IFRS 9 is important. Applications are made through the recruiter with an updated CV; applications via WhatsApp, LinkedIn Messenger or email are not accepted.